“Bad faith” insurance litigation is the layman’s term for a claim or lawsuit alleging an insurance company failed to treat a customer fairly and appropriately or failed to comply with Texas state law regarding how to handle a claim. There are a number of ways that an insurance company can act ‘in bad faith,’ while processing legitimate benefits claims. Some of these include:
- Failure to promptly process a legitimate benefits claim
- Demanding burdensome, excessive amounts of documentation from a policyholder to process a claim
- Falsely claiming to have lost, or have never received, pertinent information
- Falsely claiming that information was not received in a timely manner while processing a legitimate claim for insurance benefits
- Consistently employing and utilizing medical or engineering experts who always side with the insurance company
- Declining to conduct a thorough investigation of a claim
- Fraudulently asserting that a legitimate claim is not covered by the policy
- Remitting only partial benefits owed, rather than full benefits
- Submitting a “low-ball” offer far below a reasonable value
- Failing to comply with state laws
- Providing any of a wide variety of improper excuses to wrongfully deny, delay or obstruct a legitimate benefits claim
Some Examples of Insurance Litigation Claims
- Bad Faith
- Residential Property Claims
- Commercial Property Claims
- Claim Presentation
- Coverage Dispute
- Sinkhole Claims
- Appeals
- Alternative Dispute Resolution
- Business Income Loss
- Agent Negligence